1. Introduction

Welcome to AnyCard.

AnyCard (“us”, “we”, or “our”) operates anycardapp.com and the AnyCard app (hereinafter referred to as the “Service”).

Our Privacy Policy governs your visit to anycardapp.com and your use of the AnyCard app, and explains how we collect, safeguard, and disclose information that results from your use of our Service.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Our Terms and Conditions (“Terms of Use”) govern all use of our Service and, together with this Privacy Policy, constitute your agreement with us.

2. Definitions

SERVICE refers to the anycardapp.com website and the AnyCard app, operated by AnyCard.

PERSONAL DATA means any information relating to an identified or identifiable living individual (a “data subject”). This includes information that can be used on its own or with other information to identify, contact, or locate a single person.

USAGE DATA is data collected automatically, either generated through the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit or device information).

COOKIES are small text files stored on your device (computer or mobile device) that help improve your experience on the website.

DATA CONTROLLER refers to the natural or legal person who (either alone or jointly with others) determines the purposes and means of processing personal data. For the purposes of this Privacy Policy, AnyCard is the Data Controller of your data.

DATA PROCESSORS (or SERVICE PROVIDERS) are third-party individuals or companies that process data on behalf of the Data Controller. AnyCard may use the services of various Service Providers to process your data more efficiently.

DATA SUBJECT is any living individual who is the subject of Personal Data.

THE USER is the individual using our Service. The User is also referred to as the Data Subject, who is the subject of Personal Data.

3. Information Collection and Use

AnyCard collects various types of information for different purposes in order to provide and enhance the Service.

4. Types of Data Collected

Personal Data

While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you (“Personal Data”). This may include, but is not limited to:

4.1. Email address

4.2. First name and last name

4.3. Phone number

4.4. Address, Country, State/Province, ZIP/Postal code, City

4.5. Cookies and Usage Data

We may use your Personal Data to send you newsletters, updates, or other information that may be of interest to you. You may opt out of receiving such communications at any time by following the unsubscribe link included in the emails.

Usage Data

We may also collect information automatically whenever you visit or interact with the Service, including through a browser or device (“Usage Data”).

Usage Data may include information such as your device’s IP address, browser type and version, the pages you visit on our Service, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

If you access the Service via a mobile device, this data may also include information about the type of device used, unique device ID, IP address, mobile operating system, mobile browser type, and other technical identifiers.

Location Data

With your permission, we may collect and store information about your geographic location (“Location Data”) to provide location-based features or to improve and personalize the Service.

You can enable or disable location services at any time through your device settings.

Tracking & Cookies Data

We use cookies and similar tracking technologies to monitor activity on our Service and retain certain information.

Cookies are small text files containing a unique identifier, sent to your browser from a website and stored on your device. We may also use other tracking technologies such as beacons, tags, and scripts to collect and analyze information to improve our Service.

You can instruct your browser to refuse all cookies or to notify you when a cookie is being sent. However, if you disable cookies, some features of our Service may not function properly.

Examples of cookies we use:

• Session Cookies: Used to operate our Service.

• Preference Cookies: Used to remember your settings and preferences.

• Security Cookies: Used for security purposes.

5. Use of Data

AnyCard uses the information we collect for a variety of purposes, including but not limited to:

• To provide and maintain our Service

• To notify you about changes or updates to our Service

• To enable your participation in interactive features of the Service when you choose to do so

• To provide customer support and respond to inquiries

• To gather analytics and valuable insights in order to improve the Service

• To monitor usage and detect patterns or potential misuse

• To identify, prevent, and address technical issues

• To fulfill any other purpose for which you provide the data

• To carry out our contractual obligations and enforce our rights under any agreements entered into between you and us, including billing and collections

• To provide you with service-related notifications, including account or subscription updates, expiration notices, and instructions via email

• To send you news, promotions, or general information about products, services, or events we offer that are similar to those you’ve already used or expressed interest in — unless you opt out of such communications

• In any other manner we may describe when you provide the data

• For any other purpose with your explicit consent

6. Retention of Data

We will retain your Personal Data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. This includes retaining your data to:

• Comply with applicable legal obligations (e.g. where retention is required by law),

• Resolve disputes, and

• Enforce our legal agreements and policies.

We may also retain Usage Data for internal analysis. Usage Data is typically retained for a shorter period, unless it is required to improve the security or functionality of the Service, or if we are legally obligated to retain it for a longer duration.

7. Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — servers or computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ from those in your jurisdiction.

We will take all reasonable steps to ensure that your data is handled securely and in accordance with this Privacy Policy. No transfer of your Personal Data will take place to any organization or country unless adequate safeguards are in place, including appropriate security measures to protect your data and personal information.

8. Disclosure of Data

AnyCard does not share or sell your Personal Data to third parties for marketing purposes. However, we may disclose your information under certain circumstances, as outlined below:

8.1. Disclosure for Law Enforcement

Under certain circumstances, we may be required to disclose your Personal Data if mandated by law or in response to valid requests from public authorities (e.g., a court or government agency).

8.2. Business Transaction

If AnyCard or its subsidiaries are involved in a merger, acquisition, restructuring, or sale of assets, your Personal Data may be transferred as part of that transaction. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

8.3. Other Cases

We may also disclose your Personal Data:

• To our subsidiaries and affiliates

• To fulfill the purpose for which you provided the information

• With your consent, in any other case

9. Security of Data

The security of your Personal Data is important to us. However, please be aware that no method of transmission over the internet or method of electronic storage is entirely secure. While AnyCard implements commercially reasonable measures to protect your Personal Data, we cannot guarantee its absolute security.

10. Your Data Protection Rights Under the General Data Protection Regulation (GDPR)

If you are a resident of the European Union (EU) or European Economic Area (EEA), you are entitled to certain data protection rights under the General Data Protection Regulation (GDPR).

We take reasonable steps to allow you to access, correct, amend, delete, or limit the use of your Personal Data.

If you would like to know what Personal Data we hold about you, or if you want your information removed from our systems, you may contact us at: info@anycardapp.com.

In accordance with the GDPR, you have the following rights in certain circumstances:

10.1. The right to access – You have the right to request access to the data we hold about you and obtain a copy.

10.2. The right to rectification – You have the right to have inaccurate or incomplete information corrected.

10.3. The right to object – You can object to the processing of your Personal Data.

10.4. The right to restriction – You can request that we restrict the processing of your Personal Data.

10.5. The right to data portability – You have the right to receive your Personal Data in a structured, commonly used, and machine-readable format.

10.6. The right to withdraw consent – You may withdraw your consent at any time where we rely on your consent to process your Personal Data.

Please note that we may request identity verification before responding to such requests. Also, certain essential data may be required for us to provide the Service, and removal of such data may impact your access to parts of the Service.

You also have the right to lodge a complaint with your local Data Protection Authority regarding our collection and use of your Personal Data. For more information, please contact your applicable supervisory authority within the EEA.

11. Your Data Protection Rights Under the California Online Privacy Protection Act (CalOPPA)

CalOPPA is the first state law in the United States to require commercial websites and online services to post a privacy policy. Its scope extends beyond California, applying to any person or company in the U.S. (and potentially worldwide) that collects personally identifiable information from California consumers.

In compliance with CalOPPA, AnyCard agrees to the following:

11.1. Users can visit our website anonymously;

11.2. Our Privacy Policy link includes the word “Privacy” and is easily accessible on the homepage of our website;

11.3. Users will be notified of any changes to this Privacy Policy on this page;

11.4. Users can request to update or change their personal information by emailing us at info@anycardapp.com.

Our Policy on “Do Not Track” Signals

We respect Do Not Track (DNT) browser settings. When DNT is enabled in your browser, we do not track, plant cookies, or use advertising services that monitor your activity across other websites.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

 12. Your Data Protection Rights under the California Consumer Privacy Act (CCPA)

If you are a California resident, you are entitled to learn what data we collect about you, ask to delete your data and not to sell (share) it. To exercise your data protection rights, you can make certain requests and ask us:

12.1. What personal information we have about you. If you make this request, we will return to you:

12.1.1. The categories of personal information we have collected about you.

12.1.2. The categories of sources from which we collect your personal information.

12.1.3. The business or commercial purpose for collecting or selling your personal information.

Please note, you are entitled to ask us to provide you with this information up to two times in a rolling twelve-month period. When you make this request, the information provided may be limited to the personal information we collected about you in the previous 12 months.

12.2. If you choose to delete your personal information, you can do so by deleting your account from the AnyCard app. Once you have deleted your account you will no longer be able to access the AnyCard app.

12.3. Stop selling your personal information. We don’t sell or rent your personal information to any third parties for any purpose. We do not sell your personal information for monetary consideration. However, under some circumstances, a transfer of personal information to a third party, or within our family of companies, without monetary consideration may be considered a “sale” under California law. You are the only owner of your Personal Data and can request disclosure or deletion at any time.

If you submit a request to stop selling your personal information, we will stop making such transfers.

Please note, if you ask us to delete or stop selling your data, it may impact your experience with us, and you may not be able to participate in certain programs or membership services which require the usage of your personal information to function. But in no circumstances, we will discriminate against you for exercising your rights.

To exercise your California data protection rights described above, please send your request(s) by email: info@anycardapp.com.

Your data protection rights, described above, are covered by the CCPA, short for the California Consumer Privacy Act. To find out more, visit the official California Legislative Information website. The CCPA took effect on 01/01/2020.

 13. Service Providers

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.

These third parties could have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

 14. Analytics

We may use third-party Service Providers to monitor and analyse the use of our Service.

 15. CI/CD tools

We may use third-party Service Providers to automate the development process of our Service.

 16. Behavioural Remarketing

We may use remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimise and serve ads based on your past visits to our Service.

 17. Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

 18. Children’s Privacy

Our Services are not intended for use by children under the age of 16 (“Child” or “Children”).

We do not knowingly collect personally identifiable information from Children under 16. If you become aware that a Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.

 19. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

 20. Contact Us

If you have any questions about this Privacy Policy, please contact us by email: info@anycardapp.com